Asked by: Fructuoso Gribnov
asked in category: General Last Updated: 17th February, 2020

What causes debit card chip malfunction?

A chip error simply means the credit card machine wasn't able to read the chip on your card. This can mean your chip is dirty, or it can mean the chip is damaged. It's more likely the chip is dirty. Try cleaning the chip and try again.

Click to see full answer.


Correspondingly, why is the chip in my debit card not working?

The only real reason those chips on debit or credit cards would stop working is because of wear and tear. If you are constantly using it over time it can get worn down or frayed. And if for some reasons that wear and tear breaks down the chip, that could be the only way the card would stop working.

Likewise, how do I clean my debit card with chip? How to Clean Your EMV Chip Credit Card

  1. Use a damp cotton cloth and non-abrasive soap to wipe the card and then dry it thoroughly with a cotton towel.
  2. Use an antibacterial wipe or baby wipe.
  3. Spray a cotton ball with antibacterial cleaner, nail polish remover, or alcohol and then use the cotton ball to wipe down the card.

Correspondingly, can chip cards be demagnetized?

While chip cards have long been in use globally, they are only recently making inroads in the United States. Their largest advantage over magnetic strip credit cards is that they are extremely difficult to counterfeit. An additional advantage over the legacy format is that chip cards can't be demagnetized.

Why did my debit card stopped working?

A declined debit transaction normally has 3 main reasons: 1. Declined by the issuer Bank. Reasons include: Insufficient funds, Invalid PIN, blocked card, and all other response codes related to the state of the card or the linked account in the Issuer Bank.

33 Related Question Answers Found

How do you fix a card that won't swipe?

How do I clean the magnetic strip on my debit card?

Does water damage debit cards?


Do you swipe or insert a debit card?

Can you swipe a chip and pin card?

How long does it take for a debit card transaction to go through?


How do you swipe a card?

Will my debit card work if I washed and dried it?

Can I still swipe a chip card?


Will a magnet mess up my debit card?

What information is stored on a credit card chip?

Why do hotel key cards stop working?